Assess global sustainable banking
The SUSBA interactive toolkit enables assessment and benchmarking of critical Environmental & Social integration performance for banks across the globe.
Identify key improvement areas to stay competitive, resilient and relevant in a resource-constrained, low-carbon future.
Explore a variety of bank performance assessments:
Overall ESG Integration
View assessment results organized according to SUSBA's "Six Pillars" framework, the Principles for Responsible Banking (PRB) or the Task Force on Climate-related Financial Disclosures (TCFD) recommendations.
Sectors & Issues
Frameworks to assess the robustness of banks' commitments and lending policies in key sectors such as palm oil.
SUSBA at a glance:
- 48 Banks assessed
- 11 Countries
- 11 ESG indicators
- 1 Sector framework
New for 2020
In 2020, we are introducing a Sectors & Issues assessment in SUSBA, to facilitate a deeper dive into a bank's sector-specific policies. Bank policies will be assessed using an entirely new framework for each sector. Explore the results in the Sector and Issues section of the Assessments page, where policy assessments for the palm oil sector are now available. Assessments for more sectors will be added soon.
The SUSBA framework has been mapped to the Principles for Responsible Banking (PRB) reporting and self-assessment requirements. This will help banks and related stakeholders to understand how ready the bank is to align with the PRB's reporting requirements.
SUSBA has expanded to 38 banks across ASEAN, with three new banks in 2020: Bank Islam and Bank Rakyat headquartered in Malaysia, and Rizal Commercial Banking Corporation (RCBC) headquartered in the Philippines.
Explore the SUSBA assessment toolEnvironmental & Social Threats
The world faces the twin threats of climate change and nature degradation. Each causes and exacerbates the other in a vicious cycle. These planetary emergencies manifest as environmental and social (E&S) threats that create material risks to both society and the economy.
These risks can negatively impact companies' bottom lines and valuations. Acute physical risks (e.g. floods) disrupt supply chains, while chronic physical risks (like temperature rise) destroy productivity. Regulatory and legal risks arise from increasing incidence of stricter E&S regulations and the ensuing liability of not adhering to such laws. Market risk from shifting supply and demand (toward sustainably sourced products) will leave companies that do not respond in time at a competitive disadvantage. Reputational risks from E&S controversies can lead to depressed demand for a company's products or loss of the social licence to operate in a particular market.
The finance sector is well positioned to safeguard against these risks. Whether by choice or by law, financiers can guide companies of all sizes and in all industries along a transition to a more sustainable economy. By managing exposure to E&S risks and engaging clients to develop more resilient business models, financial institutions can shift capital flows toward sustainable growth and drive positive impact in the real economy - and therefore in society as a whole. In doing so, financial institutions stand to gain from a wealth of new opportunities in providing sustainable products and solutions.
Who should use this tool?
Banking regulators and associations
- Use bank-level assessments to understand and monitor ESG integration performance.
- Evaluate the effectiveness of existing regulations/guidelines.
- Identify the need to create new or strengthen existing regulations and guidelines, or for additional capacity-building.
Banks
(For board members, senior management/C-suite, sustainability teams, etc.)
- Use the assessment results to understand and improve their level of ESG integration and disclosure against objectively defined indicators.
- Identify and learn from more progressive peers.
- Engage with regulators and NGOs on sustainable banking aspects.
Investors
(For board members, senior management/C-suite (e.g. chief investment officers), portfolio managers, banking sector analysts, ESG analysts)
- Gain insights into the ESG integration performance of ASEAN banks already in their portfolios or under consideration for investment.
- Assess the alignment of these banks' ESG practices with their own commitments.
- Where misaligned, use the results to engage with portfolio banks to support and drive progress on ESG integration.
SUSBA: From research to action
View the performance of 48 banks on ESG integration. Use the results to inform decision-makers within governments and financial institutions to drive the development of sustainable banking.
Learn more about the project
Understand
Access a comprehensive overview of bank disclosures against 11 ESG integration indicators.
Customize
Build bespoke assessment outputs that compare selected indicators across banks and countries or compare a custom list of banks.
Take action
Generate easily digestible reports based on your customized assessment outputs. Download and share them to catalyse change.
Download WWF reports
The below reports which accompany the digital tools, provide deeper insights into the key trends and developments in sustainable finance globally, as well as an analysis of the ESG integration performance of the 48 banks covered.
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2020 summary report PDF
The 2020 update of banks' E&S integration performance, introducing 10 major Japanese and Korean banks, with a summary of select sustainable finance developments since the last report.
PDF 12.1MB
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2019 summary report PDF
This report provides a condensed update on recent sustainable finance developments, as well as a summary of the banks' ESG integration performance.
PDF 4.5MB
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2018 updated report PDF
This report provides an update on global and ASEAN sustainable finance developments and analyses the progress in CG and ESG integration assessment results at the regional- and country-level.
PDF 7.6MB
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2017 full report PDF
This report looks at the potential and first steps taken by the ASEAN banking sector in driving sustainable development in the region. It reviews the sustainable finance regulatory landscape to shed light on the CG and ESG integration performance of banks.
PDF 3.3MB